One of the most common questions we get at Franklin Insurance is whether term life insurance or whole life insurance is the better option. Term life insurance provides coverage for a set period, such as 20 or 30 years. If you pass away during that time, your beneficiary receives the payout. Once the term ends, the coverage expires. This makes term life a cost-effective choice for major life stages like getting married, buying a home, or raising children, when financial respo

At Franklin Insurance, we get asked a lot of questions, and one of the most common questions we hear is: "How much life insurance do I need?" The truth is, there are several ways to calculate the right amount of life insurance coverage. We can take a detailed approach and factor in your total debt, mortgage balance, burial and final expenses, income replacement needs, and even future college costs for your children. All of these pieces help determine a recommended coverage

February is Life Insurance Month, and we are doing a new series that's going to answer a lot of frequently asked questions about life insurance! Please stay tuned and visit our website throughout the month of February to learn a little bit more about life insurance. We encourage you to make an appointment, come in and chat to any one of our experienced team members about how to get life insurance for you and your family! We'd be happy to review your insurance coverage opti