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Tips for Preventing Frozen Pipes this Winter

Posted: 9/13/2012 12:00:00 AM
While winter is not yet upon us in PA it is a good idea for home-owners to start some preparation for its arrival. One issue to consider in this regard is that of preventing your home’s pipes from freezing over this winter.

Reduce Risk of Loss by Keeping Gutters Clean

Posted: 8/28/2012 12:00:00 AM
It’s important for homeowners in PA to ensure they have adequate homeowners’ insurance coverage in case of damage or loss from windstorms and other perils in the region. However, to help reduce the risk of home water-damage, fire and other hazards, homeowners should also take steps to have their gutters and downspouts regularly cleaned.

Liability Insurance for PA Homeowners

Posted: 8/18/2012 12:00:00 AM
When it comes to insuring your PA home, a standard homeowners’ insurance policy provides coverage for your property and possessions in case of a number of events, such as fire, lightning, theft and windstorm. However you may or may not realize that also included in most policies is coverage for liability.

Weatherproofing Your PA Home

Posted: 8/3/2012 12:00:00 AM
Whether it’s the hot months or the cold wintery days you’re worried about, there are relatively simple changes for weatherproofing your PA home without spending a fortune. Weatherproofing could reduce your energy bill throughout the different seasons of the year. These are some factors to consider.

Improving Senior Home Safety in PA

Posted: 7/28/2012 12:00:00 AM
Senior citizens have special needs, and making the home more comfortable and safe can play an important role in improving living standards for elderly people. Families with one or more senior citizens might find it advisable to consider making some changes, to make the home safer for elderly residents. Should you make any major changes to your home, speak to an agent about updating your insurance policy accordingly.

Benefits of Open-Plan Living

Posted: 7/19/2012 12:00:00 AM

Your Business: Due Diligence and Managing Risk

Posted: 7/14/2012 12:00:00 AM
In a volatile economic climate, businesses need to proactively manage risk beyond mere due diligence. Identifying risks, conducting due diligence, and monitoring and obtaining the right PA insurance policy, could all help reduce the risks associated with running a business.

Replacing Your Carpet

Posted: 7/7/2012 12:00:00 AM
Are you thinking of having your carpet replaced? It may be possible to repair your carpet depending on the degree of wear. From time to time, homeowners will choose to replace their carpet rather than repair it. These are some of the issues to take into account when making a decision about replacing your carpet. Keep in mind that you should speak to an agent about updating your homeowners insurance PA if you make any major changes to your home.

How to Maximize Your Roof Resistance to Storms

Posted: 6/29/2012 12:00:00 AM
Now that summer is upon us, the chance of being hit by a high wind event such as a hurricane, tornado or severe thunderstorm increases. Your homeowners insurance PA is designed to offer you financial protection from various weather related perils. Also, to protect your home from serious damage from a powerful storm, you should consider taking steps to maximize your roof against storms on your next roofing job.

Many business owners find themselves the victims of crime. Some even get burned a second time when they realize the crime was an inside job. It has long been the case that business owners face a risk from their own employees when it comes to crime, and sometimes it’s even the most trusted employee who commits theft. The same may also hold true when it comes to identity theft. Be careful who you give your personal information to. Your PA homeowners insurance may offer some optional identity theft coverage designed to help you recover after a loss.

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