About Us

Personal Insurance for PennsylvaniaFranklin Insurance Agency, Inc. was originally founded in 1920 by Alvin B. Jordan and was known as A.B. Jordan Insurance. In 1928, Alvin’s son-in-law, Harry E. Biery, took over the agency and changed the name to Biery Insurance.  Mr. Biery ran the company providing insurance services to the Franklin area until 1958 when Mr. Biery’s son, Harry E. Biery, Jr. took over the agency. The agency remained in the Biery family and remained a staple of Franklin, Pennsylvania. In 1981, a new era for the company began when MCV, Inc. of Titusville purchased the agency followed by the agency being purchased by D. Charles Graham and David F. Ballard in 1989. This final transition brought us the company we know today as the name was changed to Franklin Insurance Agency.

In 1991, Franklin Insurance Agency expanded its offices by purchasing Dolson & Beith Insurance of Franklin. In only two short years, they welcomed the Seneca office of Bush Insurance with a 1993 purchase. Franklin Insurance Agency further expanded in 1996 and 1997 by purchasing Fink Insurance and Prather Insurance.

All acquisitions were brought in-house to one central location in the Franklin Insurance main offices. In November of 1997, Franklin Insurance then purchased MCV, Inc. in Titusville, and changed the name to Titusville Insurance Agency, creating a branch to the Franklin location.  In 2006, David Ballard purchased all outstanding shares of Franklin Insurance and is now the sole owner.

Franklin Insurance Agency Inc. employs 13 full-time employees all of which hold  insurance licenses. Franklin Insurance Agency Inc. has earned a reputation for professionalism due to the special attention given to the needs, requirements, and details of their clients while forthrightly complying with the underwriting guidelines and expectations of their carriers.

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Franklin Insurance Agency Inc. represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.